This page explains our commercial relationships, the limits of our services, and the disclaimers that apply to content on mymoneymarketplace.com. We provide this information because transparency is important when writing about financial products that affect people’s lives and businesses.
Affiliate and partner relationships
MMM is a comparison and lender-matching service. When you submit a lead form or use our matching quizzes, we connect you with our primary partner lender: Lendmate Capital. If you complete an application with Lendmate that originated from our site, MMM may receive compensation from Lendmate. This is how we fund the site, the editorial content, and our operations.
We want to be clear about what this means and what it doesn’t:
- Compensation does not change what we publish. We publish the same information about SBA, business, personal, and credit card products regardless of whether the user ends up going to Lendmate or to a different lender.
- We identify Lendmate explicitly. Rather than hiding the commercial relationship, we name Lendmate on most of our lender-matching CTAs and in our editorial. Users know where their information is going.
- We may add additional lender partners in the future. When we do, we will update this page and any related disclosures on affected pages.
Non-origination statement
MMM does not originate or fund loans. We are not a bank, credit union, or licensed lender. This applies to:
- Personal loans
- Business loans (including SBA 7(a), SBA 504, SBA Microloan, Community Advantage, Express, MREIDL, EIDL, and other SBA programs)
- Credit cards
- Savings products and bank accounts
- Equipment financing, working capital, and similar specialty financing
All applications are processed by third-party lenders. Lending decisions, terms, rates, fees, and eligibility are determined by those lenders, not by MMM. For SBA loans specifically, the SBA itself guarantees portions of loans made by SBA-authorized lenders; MMM has no role in that guarantee.
Rate and APR disclosures
Where we publish interest rates, APRs, fees, loan amounts, terms, or other numeric financial information:
- Figures shown are illustrative unless specifically noted as current lender offers.
- Actual rates and terms depend on lender underwriting, borrower credit profile, loan amount, industry, time in business, collateral, and other factors.
- Rates and program terms change. We make reasonable efforts to keep content current but do not guarantee accuracy at every point in time.
- Numeric data about SBA lending performance (loan counts, charge-off rates, yearly trends, state breakdowns) is sourced from the SBA FOIA 7(a) dataset covering fiscal years 2020 through December 2025. These are historical portfolio statistics, not forecasts.
Not financial advice
Content on MMM is informational only. It does not constitute financial, legal, tax, or professional advice. Decisions about loans, credit, investments, or any other financial matter are substantial and personal. Before making such decisions, consult a licensed financial advisor, an attorney, an accountant, or the lender directly — whichever is appropriate for your specific situation.
FTC compliance
We follow the U.S. Federal Trade Commission’s guidelines on endorsements, testimonials, and affiliate relationships. Specifically:
- We disclose our affiliate relationship with Lendmate Capital on this page and in the footer of every site page.
- Editorial content that mentions Lendmate or other partners is written with the same editorial standards as any other content.
- We do not accept payment to alter editorial positions or stat-based conclusions.
Reporting concerns
If you encounter content on our site that appears inaccurate, misleading, or noncompliant, please contact us through our contact page. We take such reports seriously and investigate promptly. Specific concerns about our partner lender’s practices should be reported to the lender directly; concerns about regulatory matters can also be reported to the appropriate federal or state regulator.
Updates to this page
We will update this Disclosures page when our commercial relationships change, when we add new partner lenders, or when disclosure requirements evolve. Check the “Last updated” date at the top of the page for the most recent revision.