What is the best credit card for buying gaming hardware?
The Amazon Prime Rewards Visa is the best card for gaming hardware purchases. It earns 5% back on all Amazon purchases, which is where most gamers buy GPUs, consoles, peripherals, and accessories. For a $500 GPU purchase, that is $25 back instantly. There is no annual fee beyond your existing Prime membership, making it the most straightforward way to earn rewards on tech hardware.
What is the best credit card for gaming subscriptions?
The Citi Custom Cash is the best card for gaming subscriptions because it automatically earns 5% cash back on your top spending category. If your biggest monthly spend is on subscriptions like PlayStation Plus ($60/yr), Xbox Game Pass ($120-$200/yr), Nintendo Switch Online, and streaming services, the card automatically gives you 5% on all of them with no activation required.
Do Steam purchases earn bonus rewards on any credit card?
Steam purchases do not earn bonus rewards on most credit cards because Steam typically codes as a digital goods or software purchase rather than a traditional retail category. However, the Wells Fargo Active Cash earns 2% on all purchases including Steam, and the Discover it Cash Back occasionally includes digital entertainment in its rotating 5% categories. For consistent Steam rewards, a flat-rate 2% card is the most reliable option.
Is the Amazon Prime Rewards Visa worth it for gamers?
Yes, if you already have Amazon Prime. The card earns 5% on every Amazon purchase with no additional annual fee. Gamers who buy $200+/month on Amazon in hardware, games, and accessories earn $120+ per year in rewards. The instant credit at approval lets you start earning immediately. The only downside is the 1% rate on purchases outside of Amazon and bonus categories.
What credit card has the best rewards for tech purchases?
For tech purchases specifically, the Amazon Prime Rewards Visa (5% on Amazon) and the Chase Freedom Flex (5% on rotating categories that often include electronics stores) are the best options. The Discover it Cash Back also frequently includes electronics retailers in its quarterly 5% categories. For non-Amazon tech stores like Best Buy or Newegg, a flat 2% card like the Wells Fargo Active Cash is the most reliable earner.
What is the best credit card for gamers with no annual fee?
All five cards in our rankings charge no annual fee (the Amazon card requires Prime, but the card itself has no fee). The Wells Fargo Active Cash is the best overall no-fee option with 2% on everything, while the Discover it Cash Back is the best for gamers still building credit with its 580+ minimum score and first-year Cashback Match that doubles all rewards.
Do in-game purchases earn credit card rewards?
Yes, in-game purchases (V-Bucks, Robux, FIFA Points, etc.) earn credit card rewards because they are processed as digital transactions. They typically code under the merchant category of the platform -- PlayStation Store, Xbox Store, or the game developer. A flat-rate card like the Wells Fargo Active Cash earns 2% on all in-game purchases regardless of platform.
What is the best first credit card for young gamers?
The Discover it Cash Back is the best first credit card for young gamers because it accepts applicants with fair credit scores starting at 580. The first-year Cashback Match doubles all rewards earned, effectively making it a 10% card during 5% quarters and a 2% card on everything else. It has no annual fee and Discover provides free FICO score monitoring to help build credit.
